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Dental Insurance

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Dental Insurance Provided By Our Agency

Dental Insurance is available to individuals and families not covered by group dental insurance. For people without Dental Insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist’s office could mean a substantial amount of money out of your pocket.

What is Dental Insurance?

Dental insurance helps cover the costs of preventive dental care while softening the blow on pricier procedures like crowns, bridges, and fillings. It’s essential to shop around to find a dental insurance company with plans that provide the coverage you need without low annual caps or exclusions that can prevent you from getting any value. The best dental insurance plans provide access to a broad network of dentists, reasonable annual benefit maximums, and the potential for low premiums.

Does dental insurance cover teeth straightening?

Periodontics and prosthodontics may not be available in the first year of coverage of an individual policy. And orthodontics often requires a rider for any policy, in which you pay an additional fee.
 
Most plans follow the 100-80-50 coverage structure. That means they cover preventive care at 100%, basic procedures at 80%, significant procedures at 50%, or a larger co-payment. But a dental plan may not cover some procedures, such as sealants."

Who needs Dental Insurance?

Dental insurance is recommended for most individuals and families as it can be critical in encouraging routine preventative treatments before high cost procedures are necessary. As most plans can come with waiting periods for larger procedures, it's important to have a policy in place before something painful and pricey is a necessity. If you have not secured a policy, always consult with your local dentist or treatment center to ensure that your plan will be accepted and not interfere with prescribed treatment regimens. 

Already have a plan?
Switching is easy

It might be time to switch insurers whenever your existing insurer's service doesn't meet your needs. For example, it might be time to consider other options if you have poor claims experience or an unexplained rate increase.

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in  Lawrenceville, GA and surrounding areas.
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