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Scott Ball Insurance
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Multiple coverage options to choose from

Affordable insurance Options Customized to You

For those under 65 seeking health insurance, there are four primary options to consider. We can assist you in identifying the most suitable choice based on your financial situation and requirements.

On-Exchange Plans (Affordable Care Act - ACA)

These plans are managed by the Centers for Medicare and Medicaid Services. Many individuals qualify for subsidies based on specific criteria to alleviate their healthcare expenses. Navigating through this process is often the initial step in finding an appropriate plan, and we'll provide guidance every step of the way.

Off-Exchange Plans

If you're ineligible for subsidies, you have the option to purchase health insurance directly from an insurer. Our expertise can help you compare available plans and enroll in one that aligns best with your needs and financial capabilities.

Short Term Plans

Short-term health insurance, also known as Term health insurance or Temporary health insurance, is crafted to cover gaps in your healthcare coverage during transitional periods. These plans offer various advantages, including:

When it comes to insurance, quick initiation of coverage is crucial for individuals seeking immediate protection for their assets or health. Being able to secure coverage as soon as the following day provides peace of mind and ensures prompt financial security. Additionally, the flexibility to terminate coverage without facing penalties offers policyholders the freedom to adjust their insurance plans according to their changing needs or circumstances. Moreover, having a choice among different deductible amounts empowers individuals to tailor their coverage to best suit their budget and risk tolerance. Lastly, the ability to reapply for coverage if necessary allows for continuous protection, ensuring that individuals can always safeguard what matters most to them. These features collectively provide a comprehensive and adaptable insurance solution, meeting the diverse needs of policyholders while prioritizing convenience and reliability.

Hospital Indemnity Insurance

Hospital indemnity insurance provides a fixed amount of payment per day, week, month, or visit. In addition to covering hospital stays, a comprehensive plan may include allowances for ambulance services, surgeries, maternity visits, or enhanced payments for serious conditions like stroke or cancer. Benefits may be distributed as lump sums for brief admissions or on a daily or weekly basis for longer stays.

As evident, there's a wide array of options available, each offering distinct benefits and payment structures. We're dedicated to guiding you through this maze of choices. Don't hesitate to reach out to us today for assistance!

Already have a plan? 
Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options.

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in  Lawrenceville, GA and surrounding areas.
scott@scottballinsurance.com
315-313-7900
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